A reliable, safe, and intelligent approach to enhancing your wealth while minimizing your tax obligations.

About Us  

Welcome to IBC Financial At IBC Financial, we are pioneers in the Infinite Banking Concept (IBC) in Canada, committed to empowering individuals and businesses to achieve financial independence and security. Our mission is to revolutionize personal and business finance management through innovative strategies that offer our clients control over their financial future. 

Learn about IBC Financial, our mission, and how we empower Canadians with Infinite Banking to manage and grow their wealth effectively through innovative financial strategies.

Our Journey Founded by Jose Salloum, The IBC Expert and a visionary leader in the financial industry, IBC Financial was established to provide a robust alternative to traditional financial planning. With a passion for educating and empowering clients, Jose launched IBC Financial to promote the benefits of Infinite Banking—a powerful strategy using specially designed whole life insurance policies as personal banking systems. Over the years, we have grown from a small startup into a leading authority on Infinite Banking in Canada. Our milestones include numerous successful client transformations, expansion of our service offerings, and widespread recognition as educators and innovators in the financial sector. 

Meet Our Team 

Jose Salloum, CEO and The IBC Expert Jose is not only our founder but also the leading force behind our strategic direction. His expertise in Infinite Banking has made him a sought-after speaker and consultant in the financial world. 

Our Dedicated Team Comprising financial advisors, customer support specialists, and educational coordinators, each team member at IBC Financial is dedicated to providing personalized service that meets the unique needs of our clients. 

Our Values and Culture We operate on the core values of integrity, client empowerment, and continuous learning. Our culture is built on mutual respect, innovation, and a commitment to excellence. We believe in empowering our clients with the knowledge and tools they need to manage their finances effectively, ensuring they make informed decisions that align with their long-term goals. 

Our Services IBC Financial offers a comprehensive range of services designed to help you utilize Infinite Banking to its fullest potential:

Personal Financial Assessments: Tailored strategies to optimize your financial health.
Custom Policy Design: Policies designed to maximize your financial benefits.
Educational Workshops and Seminars: In-depth sessions on Infinite Banking and financial management.
Client Success Stories We take pride in our track record of transforming our clients' financial destinies. From families securing their financial future to entrepreneurs funding their dreams without traditional loans, our clients' successes speak volumes of our impact. 

Community Engagement IBC Financial is deeply committed to giving back to the community. We regularly conduct free educational workshops on financial literacy, collaborate with non-profits to enhance community well-being, and engage in initiatives that promote sustainable financial practices. 

Join Us Explore how Infinite Banking can change the way you think about and manage your money. Contact us today to learn more about our services and how we can help you achieve financial freedom and security. 

Legal Notice IBC Financial is a partner of CWCC.ca, responsible for providing marketing and educational materials on Infinite Banking. All communications and inquiries should be directed to CWCC.ca for processing