Our Financial Security Advisors and IBC Expert advisors combine deep knowledge of Infinite Banking, life insurance, and investments with personalized guidance to help you take control of your financial future. Partner with a trusted IBC Financial advisor today to start your journey to financial freedom.
Our goal at IBC Financial is quite clear: we use the Infinite Banking Concept (IBC) to enable Canadians to reach true financial independence. Established and guided by a dentist turned Licensed Financial Security Advisor with more than two decades of expertise, Jose Salloum, has helped us to assemble our team around one central conviction: everyone deserves a customized, open road towards wealth building and preservation.
Based in Canada, we are a committed group of IBC Experts who are fervent in demonstrating to people, families, and companies how to become their own bankers. Our method is on high cash value whole life insurance contracts, arranged to maximize control, cash flow, and growth. Under Jose’s direction, we concentrate on offering tools for education, customized plans, and ongoing support meant to promote financial liberty.
Combining Infinite Banking Concept strategy (IBC) with our established methods like the Salloum Maneuver, a strategy that combines IBC with a Home Equity Line of Credit (HELOC). We at IBC Financial design thorough wealth-building solutions. This strategy allows customers more liquidity and lets them recover interest that would otherwise go to conventional lenders. Through our Family Banking System, we also help families to guarantee long-term financial security and intergenerational wealth transfer. From master seminars and e-books to in-depth, one-on-one coaching, all of our offerings are meant to enable clients to confidently negotiate their financial paths.
Basically, we think Canadians should have the tools and information needed to break free from the constraints of traditional banking. Teaching others how to “Become Your Own Banker®” helps us to create financial stress history. Our enthusiasm results from seeing how strategic planning combined with appropriate education could change the future of a family—from faster debt pay down to more securely collecting money.
Inspired to change from conventional financial advice to this creative approach in 2015, Jose came over Nelson Nash’s ground-breaking book on IBC. Using his varied experiences and years of expertise to create a client-centric company, he launched IBC Financial to empower hundreds of Canadians by introducing them to strategies and techniques that lower unneeded interest, smart way to debt repayment, and enable the development of their own “banking” systems.
Although Jose obtained a Doctorate in Dentistry from the University of Damascus, his true calling was in the finance industry. He holds Authorized Infinite Banking Concept Practitioner, Certified Cash Flow Specialist, and Licensed Financial Security Advisor titles. Beyond his own qualifications, he develops future IBC coaches in Canada and the USA, therefore guaranteeing a new generation of advisors upholds the best ethical and service standards.
From creating debt-reducing strategies to implementing cash value insurance policies, our most proud accomplishment is the success of our customers. We have assisted people in recovering Millions of interest payments and directing those monies into vehicles for family wealth-building. These practical metamorphoses highlight our commitment to client success.
FSA, The IBC Expert
FSA, IBC Expert, VP
FSA, IBC Expert
FSA, IBC Expert
FSA, IBC Expert
FSA, IBC Expert
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Short Disclaimer: IBC Financial is the Marketing branch of CWCC is committed to delivering premier financial and life insurance services tailored to the unique needs of Canadians. We currently operate in most provinces, offering a range of solutions that include Infinite Banking, financial planning, and personalized life insurance products. Please note that our services are not yet available in all provinces. We encourage potential clients to contact our support team to verify the availability of our services in your specific area. Our team is dedicated to providing you with accurate information and assistance regarding our service locations. We appreciate your interest in our offerings and thank you for considering CWCC as your trusted financial partner. more check Disclaimer