Introduction

IBC Financial, the marketing branch of Canadian World Creation Center (CWCC) ("we," "us," or "our"), uses cookies and similar technologies on our websites ibcfinancial.com and cwcc.ca (collectively referred to as the "Services"). This Comprehensive Cookie Policy explains what cookies are, how we use them, the types of cookies we use, the information we collect using cookies, how that information is used, and how you can control your cookie preferences.

By using our Services, you consent to the use of cookies as described in this policy. This Cookie Policy should be read alongside, and in addition to, our Privacy Policy and Terms of Use.

What are Cookies?

Cookies are small text files containing a string of characters that can be placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners to make their websites work more efficiently and to provide reporting information. Cookies set by the website owner (in this case, IBC Financial) are called "first-party cookies." Cookies set by parties other than the website owner are called "third-party cookies."

How We Use Cookies

We use cookies for several reasons, including:

  1. To enhance your browsing experience
  2. To remember your preferences and settings
  3. To analyze how our Services are used and how they perform
  4. To personalize content and advertisements
  5. To provide social media features
  6. To ensure the security and integrity of our Services

Types of Cookies We Use

We use the following types of cookies:

1. Essential Cookies

These cookies are necessary for the Services to function properly. They enable core functionalities such as security, network management, and accessibility. You may not opt-out of these cookies as the Services would not function properly without them.

2. Performance and Analytics Cookies

These cookies collect information about how visitors use our Services, such as which pages are visited most often and if they receive error messages from web pages. These cookies don't collect information that identifies individual visitors. The information is aggregated and therefore anonymous. We use this data to improve our Services.

3. Functionality Cookies

These cookies allow our Services to remember choices you make (such as your username, language, or the region you are in) and provide enhanced, more personal features. They may also be used to provide services you have requested, such as watching a video or commenting on a blog.

4. Targeting and Advertising Cookies

These cookies are used to deliver advertisements more relevant to you and your interests. They are also used to limit the number of times you see an advertisement and help measure the effectiveness of advertising campaigns. They remember that you have visited a website and this information may be shared with other organizations, such as advertisers.

5. Social Media Cookies

These cookies are set by social media services that we have added to our Services to enable you to share our content with your networks and friends. They can track your browser across other sites and build a profile of your interests, which may impact the content and messages you see on other websites you visit.

Specific Cookies Used on Our Services

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Our Services may use Google's DoubleClick DART cookie. The DoubleClick DART cookie helps marketers and website owners understand how their Internet advertising campaigns or paid search listings perform. This cookie sets or recognizes a unique, persistent identifier when an ad is displayed or a paid listing is selected.

If you have a DoubleClick cookie in your browser's cookie folder, it is most likely a DART cookie. The information that the DART cookie helps to provide includes:

  • The number of unique users advertisements were displayed to
  • How many users clicked on Internet ads or paid listings
  • Which ads or paid listings users clicked on

Your Choices Regarding Cookies

You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences in the following ways:

Browser Controls

You can set or amend your web browser controls to accept or refuse cookies. If you choose to reject cookies, you may still use our Services, though your access to some functionality and areas may be restricted. As the means by which you can refuse cookies through your web browser controls vary from browser to browser, you should visit your browser's help menu for more information.

Google Analytics Opt-Out Browser Add-On

To prevent Google Analytics from using your information for analytics, you may install the Google Analytics Opt-Out Browser Add-On by visiting https://tools.google.com/dlpage/gaoptout

You can opt out of the DoubleClick DART cookie by visiting the Google advertising opt-out page: http://www.google.com/privacy_ads.html

Industry Opt-Out Programs

You may opt out of third-party cookies from many online advertising companies by visiting:

Please note that even if you opt out, you may still receive advertising from IBC Financial, but it will not be tailored to your interests.

Do Not Track

Some internet browsers have incorporated "Do Not Track" features. Most of these features, when turned on, send a signal or preference to the websites you visit indicating that you do not wish to be tracked. Our Services do not currently respond to "Do Not Track" signals.

We may update this Cookie Policy from time to time to reflect changes in technology, legislation, our operations, or as we otherwise determine is necessary or appropriate. Any such changes will become effective when we post the revised policy on our Services. We encourage you to review this page periodically to stay informed about our use of cookies.

Contact Us

If you have any questions about our use of cookies or this Cookie Policy, please contact our Compliance Officer:

Mona Haddad Compliance Officer IBC Financial Phone: 514-875-9444 Email: mona.haddad@cwcc.ca

By using our Services, you acknowledge that you have read and understood this Cookie Policy.

Last Updated: October 8, 2024