Private family bank
Private family bank: What is it, How it works, Benefits, Risks, Generational WealthA private family
Recapture Every Dollar You Send to Banks
Build your family’s wealth with money that’s already leaving your pocket
• Unstable financial Markets
• Not sure where to invest your retirement money
• Sick of paying fees on top of fees
• Tried regular investments
• Not sure how to defer your tax obligation
• Want to pass on generational wealth and minimize taxes
Jose Salloum is renowned across Canada as a leading mentor of Infinite Banking. He is empowering Canadians to master their financial destinies. His dedication to his clients, reshapes the financial landscapes of many, notably spreading its adoption throughout the country. Read more about Jose Salloum here.
We offer a comprehensive suite of innovative financial strategies designed to empower Canadians to take control of their wealth and achieve true financial autonomy.
1. Infinite Banking
Discover the power of infinite banking, a transformative approach that enables individuals and businesses to manage their finances like a bank. Our expertise guides you to effectively use whole life insurance policies as financial tools.
2. Life Insurance
Secure your future with tailored life insurance solutions. Our strategic approach of Becoming your own Banker extends beyond protection, integrating and philosophy to empower personal and business financial autonomy.
3. Investment Strategies
Explore a suite of sophisticated investment strategies tailored for Canadians. From RRSPs to TFSAs, and GICs, our bespoke financial planning aligns with your long-term wealth aspiration.
Enjoy significant tax advantages with growth that accumulates tax-free and can be accessed without tax penalties, unlike traditional retirement accounts.
Create a secure financial foundation that’s protected from market volatility, providing stability and predictable growth regardless of economic conditions.
Build and transfer wealth to future generations efficiently, minimizing tax implications and creating a lasting financial legacy for your family.
1
Book a personal consultation with Jose Salloum to discuss your financial goals and help you achieve them.
2
We’ll create a personalized banking strategy tailored to your unique financial situation, goals, and timeline.
3
Begin implementing your strategy with our guidance, becoming your own banker and watching your wealth grow tax-advantaged over time.
MT
Michael S
“Working with Jose and the IBC Financial team has completely transformed my financial future. I’ve saved thousands in interest payments and finally have control over my money. The step-by-step guidance made it easy to understand and implement.”
“IBC Financial helped me establish a legacy for my children while maximizing my retirement income. The tax advantages alone have saved me over $50,000.”
SL
Sofia G
“After losing money in the market crashes, I needed something stable. IBC financial banking strategy gave me predictable growth without the stress of market volatility.”
RC
Kaleb R
“Banking on myself has allowed me to finance my own purchases, saving thousands in interest payments while growing my wealth simultaneously.”
JW
Vincent G
| Features | Our Banking Strategy | Conventional Banking Strategy |
| Tax-Free Growth | ✔ | ✘ |
| Predictable Returns | ✔ | ✘ |
| Access to Your Money | ✔ | ✘ |
| Pay Interest to Yourself | ✔ | ✘ |
| Protection from Market Volatility | ✔ | ✘ |
| Death Benefit | ✔ | ✘ |
Private family bank: What is it, How it works, Benefits, Risks, Generational WealthA private family
Generation Wealth Building: What is it, How to build, Fastest way to, Wealth transferGeneration wealth
Infinite banking: Becoming your own Banker, Meaning, Process, Benefits, Steps, Costs, Steps and Insurance requirements
Term Insurance: What is it, Types, Benefits, DrawbacksTerm insurance delivers death benefit protection for a specific period at affordable rates. This pure protection plan pays
Asset Protection: What is it, How does it work, Benefits, Disadvantages Asset protection involves legal strategies that shield personal and business assets from creditor claims,
Permanent Life Insurance: What is it, Types, Benefits, Disadvantages , Costs Permanent life insurance delivers lifelong coverage with guaranteed death benefits and cash value accumulation,
Insurance premium: What are they, Components, Cash Value, RidersYour insurance premium builds cash value. Your premium maintains coverage. Your premium creates your personal banking system.
Compound interest investment: Meaning, How does it work, Benefits, Risks, Types, StrategyCompound interest investment is one of the most powerful concepts in investment. Compound interest
Capital Recovery: Meaning, Importance, Uses, Formula, Factors Capital recovery is a crucial concept for getting back the money you’ve put into a business or investment
Tax-Deferred GrowthTax-deferred growth is one of those quiet financial advantages that makes a huge difference in earnings over time. Tax-deferred growth is about allowing your
Opportunity costOpportunity cost refers to the trade-off that comes with every decision we make in life or business. Opportunity cost arises when choosing one option
What is a policy holder?A policy holder is the individual or entity that owns an insurance contract and maintains complete control over its terms, benefits,
Low risk investmentLow risk investments are designed to preserve capital and provide modest returns. Low risk investments are also never completely risk-free, but they don’t
Investing in Life InsuranceInvesting in life insurance is often thought of as a safety net for families. But investing in life insurance can also play
How Many Life Insurance Policies Can You Have?The number of life insurance policies you can have is not fixed. The number of life insurance policies
What is Max-Funded IUL?Max-funded IUL is an Indexed Universal Life (IUL) insurance policy strategically designed to maximize cash value accumulation alongside life insurance protection. Unlike
Waiver Of Premium RiderA waiver of premium rider is an extra option you can add to a life insurance plan. A waiver of premium rider’s
Policy loans: Meaning, Taxes, Repayment, Borrowing with infinite bankingLife insurance policy loans represent one of the most versatile and accessible financial tools available to policyholders
Take the first step toward financial freedom today. Schedule your free 30-minute IBC
discovery meeting with Jose Salloum and learn how the infinite banking strategy can
transform your financial future.
Join over 300 satisfied clients who’ve taken control of their financial destiny
Take the First Step to Financial Freedom!