IBC Financial, the marketing branch of Canadian World Creation Center (CWCC) (“we,” “us,” or “our”), uses cookies and similar technologies on our websites ibcfinancial.com and cwcc.ca (collectively referred to as the “Services”). This Comprehensive Cookie Policy explains what cookies are, how we use them, the types of cookies we use, the information we collect using cookies, how that information is used, and how you can control your cookie preferences.
By using our Services, you consent to the use of cookies as described in this policy. This Cookie Policy should be read alongside, and in addition to, our Privacy Policy and Terms of Use.
Cookies are small text files containing a string of characters that can be placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners to make their websites work more efficiently and to provide reporting information. Cookies set by the website owner (in this case, IBC Financial) are called “first-party cookies.” Cookies set by parties other than the website owner are called “third-party cookies.”
We use cookies for several reasons, including:
We use the following types of cookies:
These cookies are necessary for the Services to function properly. They enable core functionalities such as security, network management, and accessibility. You may not opt-out of these cookies as the Services would not function properly without them.
These cookies collect information about how visitors use our Services, such as which pages are visited most often and if they receive error messages from web pages. These cookies don’t collect information that identifies individual visitors. The information is aggregated and therefore anonymous. We use this data to improve our Services.
These cookies allow our Services to remember choices you make (such as your username, language, or the region you are in) and provide enhanced, more personal features. They may also be used to provide services you have requested, such as watching a video or commenting on a blog.
These cookies are used to deliver advertisements more relevant to you and your interests. They are also used to limit the number of times you see an advertisement and help measure the effectiveness of advertising campaigns. They remember that you have visited a website and this information may be shared with other organizations, such as advertisers.
These cookies are set by social media services that we have added to our Services to enable you to share our content with your networks and friends. They can track your browser across other sites and build a profile of your interests, which may impact the content and messages you see on other websites you visit.
Essential cookies enable basic functions and are necessary for the proper function of the website.
| Name | Description | Duration |
|---|---|---|
| wpconsent_preferences | This cookie is used to store the user's cookie consent preferences. | 30 days |
Google reCAPTCHA helps protect websites from spam and abuse by verifying user interactions through challenges.
| Name | Description | Duration |
|---|---|---|
| _GRECAPTCHA | Google reCAPTCHA sets a necessary cookie (_GRECAPTCHA) when executed for the purpose of providing its risk analysis. | 179 days |
Statistics cookies collect information anonymously. This information helps us understand how visitors use our website.
Google Analytics is a powerful tool that tracks and analyzes website traffic for informed marketing decisions.
Learn more| Name | Description | Duration |
|---|---|---|
| _gac_ | Contains information related to marketing campaigns of the user. These are shared with Google AdWords / Google Ads when the Google Ads and Google Analytics accounts are linked together. | 90 days |
| __utma | ID used to identify users and sessions | 2 years after last activity |
| __utmt | Used to monitor number of Google Analytics server requests | 10 minutes |
| __utmb | Used to distinguish new sessions and visits. This cookie is set when the GA.js javascript library is loaded and there is no existing __utmb cookie. The cookie is updated every time data is sent to the Google Analytics server. | 30 minutes after last activity |
| __utmc | Used only with old Urchin versions of Google Analytics and not with GA.js. Was used to distinguish between new sessions and visits at the end of a session. | End of session (browser) |
| __utmz | Contains information about the traffic source or campaign that directed user to the website. The cookie is set when the GA.js javascript is loaded and updated when data is sent to the Google Anaytics server | 6 months after last activity |
| __utmv | Contains custom information set by the web developer via the _setCustomVar method in Google Analytics. This cookie is updated every time new data is sent to the Google Analytics server. | 2 years after last activity |
| __utmx | Used to determine whether a user is included in an A / B or Multivariate test. | 18 months |
| _ga | ID used to identify users | 2 years |
| _gali | Used by Google Analytics to determine which links on a page are being clicked | 30 seconds |
| _ga_ | ID used to identify users | 2 years |
| _gid | ID used to identify users for 24 hours after last activity | 24 hours |
| _gat | Used to monitor number of Google Analytics server requests when using Google Tag Manager | 1 minute |
Marketing cookies are used to follow visitors to websites. The intention is to show ads that are relevant and engaging to the individual user.
Google Maps is a web mapping service providing satellite imagery, real-time navigation, and location-based information.
Learn more| Name | Description | Duration |
|---|---|---|
| OGPC | These cookies are used by Google to store user preferences and information while viewing Google mapped pages. | 1 month |
| OGP | This cookie is used by Google to activate and track the Google Maps functionality. | 2 months |
Our Services may use Google’s DoubleClick DART cookie. The DoubleClick DART cookie helps marketers and website owners understand how their Internet advertising campaigns or paid search listings perform. This cookie sets or recognizes a unique, persistent identifier when an ad is displayed or a paid listing is selected.
If you have a DoubleClick cookie in your browser’s cookie folder, it is most likely a DART cookie. The information that the DART cookie helps to provide includes:
You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences in the following ways:
Click below to update your cookie choices anytime:
• Essential: Always active for site functionality
• Statistics: Google Analytics (optional)
• Marketing
You can set or amend your web browser controls to accept or refuse cookies. If you choose to reject cookies, you may still use our Services, though your access to some functionality and areas may be restricted. As the means by which you can refuse cookies through your web browser controls vary from browser to browser, you should visit your browser’s help menu for more information.
To prevent Google Analytics from using your information for analytics, you may install the Google Analytics Opt-Out Browser Add-On by visiting https://tools.google.com/dlpage/gaoptout
You can opt out of the DoubleClick DART cookie by visiting the Google advertising opt-out page: http://www.google.com/privacy_ads.html
You may opt out of third-party cookies from many online advertising companies by visiting:
Please note that even if you opt out, you may still receive advertising from IBC Financial, but it will not be tailored to your interests.
Some internet browsers have incorporated “Do Not Track” features. Most of these features, when turned on, send a signal or preference to the websites you visit indicating that you do not wish to be tracked. Our Services do not currently respond to “Do Not Track” signals.
We may update this Cookie Policy from time to time to reflect changes in technology, legislation, our operations, or as we otherwise determine is necessary or appropriate. Any such changes will become effective when we post the revised policy on our Services. We encourage you to review this page periodically to stay informed about our use of cookies.
If you have any questions about our use of cookies or this Cookie Policy, please contact our Compliance Officer:
Mona Haddad Compliance Officer IBC Financial Phone: 514-875-9444 Email: mona.haddad@cwcc.ca
By using our Services, you acknowledge that you have read and understood this Cookie Policy.
Last Updated: October 8, 2024
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Manage your cookie preferences below:
Essential cookies enable basic functions and are necessary for the proper function of the website.
Google reCAPTCHA helps protect websites from spam and abuse by verifying user interactions through challenges.
Statistics cookies collect information anonymously. This information helps us understand how visitors use our website.
Google Analytics is a powerful tool that tracks and analyzes website traffic for informed marketing decisions.
Service URL: policies.google.com (opens in a new window)
Marketing cookies are used to follow visitors to websites. The intention is to show ads that are relevant and engaging to the individual user.
Google Maps is a web mapping service providing satellite imagery, real-time navigation, and location-based information.
Service URL: policies.google.com (opens in a new window)
You can find more information in our Cookie Policy and Privacy Policy.