Build wealth. Reduce risk. Make clear financial decisions that work.
IBC Financial provides advice you can apply, not generic recommendations. Clients in Quebec City choose us when they need to make serious decisions about their money.
You’ll receive:
We serve professionals, families, and business owners who value clear planning and responsible financial management.
1. You’re earning more, but not saving enough: We review income and spending, and set specific monthly savings targets that match your career and lifestyle.
2. You have investments, but no structure. IBC Financial reviews existing accounts, compares holdings to your goals, and builds a consolidated portfolio that reduces overlap and waste.
3. You’re five years from retirement: We calculate how much you need, how much you have, and the difference in between—then we correct the gap.
4. You’ve sold a property or received an inheritance: We create an investment strategy that protects the proceeds and supports long-term income without breaching tax thresholds.
5. Your corporate earnings are sitting idle: We set up structured investment accounts through your corporation that manage retained earnings efficiently and legally.
Step 1: Initial Consultation: Meet in-person or online. We ask direct questions about income, assets, liabilities, family needs, and goals.
Step 2: Financial Plan: We provide a written plan that defines how to allocate, invest, and manage your resources based on your situation.
Step 3: Account Setup and Allocation: We help you open accounts with regulated custodians and place funds into a diversified portfolio using defined criteria.
Step 4: Monitoring and Review: We provide quarterly reviews with performance metrics, tax planning updates, and realignment as needed
IBC Financial delivers technical financial planning with clear outcomes. Our team includes Certified Financial Planners (CFP®), Chartered Financial Analysts (CFA®), and CPAs who manage money with care, consistency, and full disclosure.
We:
Clients stay with us because we provide long-term accountability. We don’t outsource your relationship. We manage it.
Your assets are held at licensed Canadian custodians under your name. We do not take custody of your funds. You retain full access to every account, with real-time visibility and documented activity.
Book a consultation online or by phone. We’ll assess your needs and provide a clear proposal with pricing and deliverables.
We use a flat-fee or assets-under-management model. All pricing is disclosed in writing before you commit.
Yes. We have in-person availability across the city and offer remote sessions for convenience.
No. We work with clients at various stages—especially professionals, incorporated individuals, and retirees looking to organize and manage long-term assets.
Yes. We plan around taxes using registered and non-registered accounts and coordinate with estate attorneys when necessary.
Portfolio structure, Wealth preservation
RRSP withdrawal, Pension coordination
Equity allocation, Bond strategy, ETF selection
Net worth review, Income mapping, Expense review
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Take the First Step to Financial Freedom!
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